In some sense, you're correct Andrew. But there is part of this I don't agree with.Andrew Caple said:Hey, Elmo, I don't think that showing them receipts for a lot of mods is going to do him any good.
If he insured the car as a base '91 with a shitload of mods, then he's in luck, but if he only insured the car as a base '91, then they are obliged to insure him for only a base '91.
It doesn't matter what was in your car - it matters only what you insure it for. You can insure your car plus the mods, but you'll have to pay an increased premium.
I hope met life auto doesn't suck too much as my wife and I have that insurance!
Totaled usually just means the damage is more than half the cars value. Say the car is worth 6000 dollars. And the cost to fix is 4000 dollars. Well the insurance company will usually not want to go through fixing it and getting you a rental car, so they just call it totalled and write you a check. They turn around and auction the cars off, or send them to places that collect the panels/engines.cotmfk said:I hate driving my car when anything is wrong with it!
Just a question, how can you drive your car if it is totalled?