I got rear ended a couple months ago, just minor damage ($1200), and the guy that hit me apparently has the state minimum coverage ($7500). He hit a car behind me really really hard and she hit me. The lady that hit me, her car was totaled, and she got all the insurance money. I didn't get anything, and I can't sue somebody that doesn't have anything to take. He works at a fast food restaurant. I'm pissed and thought I'd see if anybody could relate.